Are You Covered for Storm Damage?

10/19/2020 (Permalink)

Torrential downpours, strong winds or a sudden burst of lightning can all lead to storm damage to your home or business.  While there are many steps we can take to eliminate the severity of a storm-related risk, often the damage is unavoidable.  It is critical to not only prepare for the storm itself but also for what becomes of your property once the skies clear.  SERVPRO of Kennett Square/Oxford would like to remind you to please review your insurance policy and coverage with your agent in order to ensure you are protected when it matters the most.

•  Discuss the details of your coverage with your insurance company.  While many agencies do cover wind damage, some do not.  In addition, water damage is often not covered, despite what you may think.  If you live or work in an area that is prone to flooding, this is something you should be aware of and discuss with your agent.  You should also discuss your deductible and if you have adequate financial coverage in the event of a storm.
• After the storm, you are asked to do what is necessary to prevent further damage to your property.  This pertains to simple solutions outside of what a professional can do to help.  Your insurance agency will cover temporary repairs to the building, but neglect will not work in your favor nevertheless.  Please be sure to do what they ask before help arrives. 
• Taking the necessary precautions before the storm is also a great way to help with storm damage.  Old tree limbs and broken roof shingles are two factors that can pose a risk during strong winds or rainfall.
• Insurance companies also recommend that you make a log and take photos of important items that may need replacing during a storm event. Critical items and files should be placed in an area where they can be taken at a moment’s notice in an emergency.

During this hurricane season, please speak with your insurance agent regarding your policy and coverage.  Being prepared will help lessen the stress and financial aspects of your storm damage.  Should you experience a storm event, SERVPRO of Kennett Square/Oxford is ready to help at a moment’s notice!  Our 24/7 emergency response team can help to prevent further storm damage shortly after we receive the call for help.  We offer immediate services for fire, water and storm damage in our local Pennsylvania area.